The Australian Childcare Alliance (ACA) is a not-for-profit, member-funded organisation advocating for the future of Australia's children.
We work on behalf of long day care owners and operators to ensure families and their children have an opportunity to access affordable, high quality early learning services throughout Australia.
Have you or your team members been wondering about how much money you need to save for your retirement? Check out this super informative article below from our friends at Child Care Super to see what your retirement is looking like.
Claire, our Financial Best Friend - FBF, has been thinking about how much money she may need in retirement.
Claire: How much money I need in retirement has been on my mind a lot lately, especially in these unsettling times. I have also been speaking to my friends who are also worried about their super balances. It seems, few know how much they actually need to save in order to live a comfortable retirement.
To help provide some guidance, the Association of Superannuation Funds of Australia’s Retirement Standard (ASFA) has provided an estimate of how much money is required to support a modest or comfortable retirement depending on whether you are in a couple or single.
To estimate living costs of a ‘comfortable’, ‘modest’ or ‘pension’ based lifestyle, ASFA considered expenses like: clothing, electricity usage, food, transport and holidays. To understand more about the definition of these different lifestyles, check out this useful table.
Did you know that most super funds offer Death, Total and Permanent Disablement (TPD) and Income Protection insurance for their members?
This can be a cost-effective way to hold insurance. The premiums come out of your super, so when reviewing your insurance, check if you're covered through your super fund and weigh up the benefits.
Early childhood educators play a pivotal role in giving Australia’s youngest generation a quality play-based learning experience, including kindergarten/preschool programs, before commencing formal schooling.
If you have a passion for working with children, enjoy being part of a team and want to make a positive difference to the lives of others, then early childhood education may be the right profession for you.
As Australia’s early learning sector continues to grow, its benefit to young children as well as to future prospects of the Australian economy are increasingly being recognised, both by the government and the general community.
Despite this political and cultural shift, the early learning sector is facing a recruitment challenge - we know there is a serious shortage of qualified, competent candidates, with early learning service providers struggling to fill the important roles of early childhood educators and Teachers.
Our members continue to report that finding suitable applicants for ongoing employment is becoming extremely difficult.